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GRANDVIEW LENDING INC.

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Grandview lending knows that giving is a year-round opportunity

December 15th, 2009

We focus on serving our customers through the philosophy of family values. I believe that helping those in need is one way that a company can serve the individual. Last year we organized a food drive for The Lord's Pantry at Anna's House and this year Grandview Lending is adopting a family. But the staff doesn’t just give during the holiday season. Many (along with their family members) give their time on Saturdays throughout the year to distribute food.

In addition to weekly distribution of food, Anna’s House was created to serve the community of Stringtown/Haughville near the Indianapolis Zoo by providing a home for weekly community dinners, tutoring neighborhood children, a site for life skills training and job placement, and a house for an after-school healthy snack program. 

What has attracted Grandview to help out in this ministry was the ease at which we can be involved. It is as simple as showing up on Saturday mornings around 8:30 in the morning. We have been able to take all of our kids and have found them each a job they can help with. Those jobs include opening of plastic bags, separating the over-riped produce with the ripe produce, or taking the guests around the different stations and helping them fill up their bags. As the late Lucious Newsome, founder of the Lord’s Pantry always said, you will meet Christ in the people that come through the lines. It is those encounters which keep us coming back. 

Please join us during this holiday season, or any time throughout the year. For more information, please contact me.

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An epidemic of financial elder abuse

December 9th, 2009

"There's an epidemic of financial elder abuse, but the chief perpetrators aren't lenders. It's family members," stated consultant at the San Francisco Consortium for Elder Abuse Prevention. 

According to MetLife's Mature Market Institute, the elderly suffer $2.6 billion per year in fraud; but since only 1 in 25 cases are reported, this is a grossly understated figure. The saddest part of these numbers is that, according to MetLife, "Approximately 60% of the substantiated Adult Protective Services' cases of financial abuse involve an adult child, compared to 47% for all other forms of abuse." One would think that a scam artist, housekeeper or unethical service provider would be at the top of the list. Unfortunately, the sons of the elderly are those most likely to victimize their parents. 

The best way to ensure that a reverse mortgage is handled professionally and ethically is to consult with a company you can trust. Grandview Lending is here to serve your needs. We will consider your financial situation and help you determine the loan that is right for you.

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Market still too fragile for rate increase

November 17th, 2009

We all see evidence every day that the economy is still quite fragile. Therefore, mortgage rate hikes are a long way off. According to MBSQuoteline, "President Obama signed into law an expanded Homebuyer Tax Credit bill, which extended the deadlines and added a new $6,500 credit." Many provisions are effective immediately:

Homebuyers who owned their primary residence for five out of the last eight years can claim the $6,500 tax credit for purchases made after November 6th.

The extended income limits are now for both first-time homebuyers and repeat homebuyers.

The extended income limit for couples filing jointly is now $225,000, with the credit phased out over the next $20,000 in income.

These new limits cannot be applied retroactively to deals completed before November 7th.

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