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Grandview Lending is a family-owned and operated residential mortgage loan broker.

Our goal is to help people in our communities obtain new home loans and refinance existing mortgage loans. As a broker, we have access to national and regional lenders- many of these banks are inaccessible to our local community. With a wide variety of loan options available, our clients have the best competitive advantage in finding the right solution that meets their needs. Also as a broker, we are able to give you old-fashioned personal service not seen today at the name brand banks.

Lending based upon family values

HONESTY

SINCERITY

INTEGRITY

BROKER VS BANK

A mortgage broker does 1 thing and does it better than anyone else… He shops for great deals on mortgages.

He is your personal shopper, an advocate. This gives you choices and sets up competition between lenders which is good for you. A bank can only show you what they offer at their bank. A broker compares programs and rates from all over the country to find you choices based on your financial situation, timeline, location and other factors. He helps you choose which saves you time, frustration, and significant money over the life of the loan.

Certificate of Excellence

Grandview Lending Certificates Of Excellence Mortgage Companies in Indianapolis Best Mortgage Refinance Companies in Indianapolis

OUR LOAN PROCESS

The loan process starts with these 5 steps

Pre-consultation

Everyone’s needs and situations are unique. There are hundreds of different ways we can structure your home loan based on your individual needs. This is why the accurate collection of information is critical. Getting into a loan program that is not right for you, can cost you thousands of extra dollars. During the pre-consultation, our Senior Mortgage Specialists will ask you a series of questions to gain an understanding of your financial situation, future plans and goals. With this initial groundwork in place, we can move forward in the right direction with the confidence that we are serving your needs.

Information Packet Review

Having the right information upfront is critical in making the best possible home loan decision. Immediately following our pre-consultation, we will give you a packet containing very helpful information about home financing options and our money-saving reports to help you prepare for closing on the best mortgage for you.

Pre-approval Application and Initial Approval

When making an offer on the home of your dreams, being a pre-approved buyer will give you credibility and verified buying power. It will also let you know exactly how much you can afford to pay for a home, so you can use your time wisely, looking for the perfect home in the price range you can afford. The pre-approval application process is exactly the same application process you will go through to officially apply for your new home loan. It takes into consideration your employment, credit score, assets, liabilities and income. The application process analyzes the level of risk our lenders would take on and determines if, and for up to what dollar amount, that investor would be willing to loan to you.

Refinance or Shop for a New Home

Finding the perfect home can be pretty exciting! And working with a knowledgeable Realtor® can help you make important observations, negotiate offers and structure the purchase agreement with your best interests in mind. If you don't have your own real estate agent, your Senior Mortgage Specialist would be glad to recommend a few highly qualified agents to you.

Loan Consultation

A properly structured home loan will maximize every dollar spent on your home and provide the greatest possible return on your investment. At Grandview Lending, we analyze your situation, and during your consultation we will show you how to make your home loan work for you. Your Senior Mortgage Specialist will provide three to four money saving alternatives customized to your situation. We will also discuss the short and long-term advantages as well as the tax benefits each program has to offer, so you can make your home a solid investment.
 
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OUR LOAN PROGRAMS

At Grandview Lending we offer a full line of conventional home loan programs to fit all situations. We also specialize in helping people with credit challenges like late payments, bankruptcy, and many others. Your Senior Mortgage Specialist will take you through a pre-consultation session to accurately assess your needs and plans for the future.
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  • Fixed Rate Loans
  • Adjustable Rate Loans
  • Credit-Challenged Programs
  • FHA Loans
  • VA Loans
  • USDA - Rural Housing Loans
  • Low down payment loans with up to 6% closing costs paid!
  • Interest-only LIBOR Loans
  • First-time Home buyer Loans
  • Jumbo Loans
  • Cash-out Refinancing
  • Debt Consoltation Loans
  • Bridge Loans
  • Reverse Mortgage Loans
  • Shorten Loan Term/Payment/Interest

CHECKOUT OUR GOOGLE REVIEW'S

Jessica M
Jessica M
23:30 18 Aug 23
I worked with Durrell Cullens and Lesley Howard, and couldn't be happier. They made every step so easy as a first time home buyer. They were proactive and quicly took care of any challenge that popped up along the way. I will definitely be using Durrell, Lesley and Grandview Lending for any future lending needs.
Colleen Garber
Colleen Garber
22:30 03 Aug 23
They were helpful for me as a first time homebuyer. Everyone one was so responsive and willing to answer all of my million questions. I would recommend them to anyone.
jejerious ademiju
jejerious ademiju
15:04 10 Jul 23
It was fast and easy process for me…I will recommend.
Leonardo Alfonso
Leonardo Alfonso
23:31 09 Jul 23
I want to say thank you for the outstanding job helping me from start to finish on buying my first home.Grandview lending's team treat me like family. Thanks a million..
Logan Lowe
Logan Lowe
21:48 09 Jul 23
Tim Eagan was an awesome guy to work with. He made it easy with limited stress. He also explained everything is detail so it was easy to understand.
Casey Lane
Casey Lane
16:16 03 Jul 23
Durrell Cullens at Grandview Lending was awesome. the whole team came together and helped us get the loan we needed to buy our house. I would recommend them to anyone.
James Price
James Price
21:27 30 Jun 23
I worked with Timothy Ayers about 2 years ago. He was very helpful and responsive. He was able to get me on the right path, connected me with a great realtor and I was able to buy my first house. Would definitely recommend Timothy easy to work with and very knowledgeable. Very happy with him. Also contacted him recently for some help/advice and he did exactly that. Thanks for everything.
Jen McDonnell
Jen McDonnell
21:24 30 Jun 23
Awesome Team of Professionals - Knowledgeable, Helpful, Responsive! You are in good hands with Grandview Lending!
Alyssa Bryans
Alyssa Bryans
18:06 30 Jun 23
Always have a great time working with Grandview Lending - especially Durrell Cullens and Lesley Howard!!
Tim Ayers is fantastic. True professional, honest and passionate about helping people. He as helped me, and many of my clients. Look forward to a continued long relationship.
Matt Stoltz
Matt Stoltz
23:03 29 Jun 23
I worked with Tim Ayers and Pam. Tim was always on top of my questions and even would reach out every few days or so just to check up on me and the progress of the home. The process was super easy and would recommend Grandview to anyone!
Matthew Foster
Matthew Foster
13:54 29 Jun 23
Grandview was an excellent lender to work with, Tim Egan and his team put in a lot of work and got the job done. They are very responsive and work fast to keep clients happy and informed.
Temitope Obaleye
Temitope Obaleye
22:49 24 Jun 23
Thanks to Durrell & Lesley , The entire process was stress free … The closing was less than 2 weeks after my realtor introduced Durrell.Fantastic team 💯
Nakita London
Nakita London
18:10 23 Jun 23
Durrell and Lesley were so awesome. They helped me with my new baby. I’m so grateful for the time they took to explain everything to me, help me achieve my goal, and have an open door policy for any questions/concerns I had. To reach out to me and ask how I was doing… all of the above… you both Rock! Thank you a thousand times over! 😊💚
Lakita Armstrong
Lakita Armstrong
19:58 22 Jun 23
Durrell Cullens and Lelsey Howard and other staff members at Grandview was amazing. They helped me through everything and communicate with us about any and everything we need. The process wasn't stressful as I thought it was. Love working with them and highly recommend them. Great team to work with.Thank you so much
daprof2 Olalekan
daprof2 Olalekan
19:54 22 Jun 23
Durrell Collins was amazing, he took time to answer my questions at every stage. Whole process was smooth and I’m so happy. I will definitely recommend him to everyone.
Melvin Hamer
Melvin Hamer
19:46 22 Jun 23
For my first time in buying a house I truly have to say I had the greatest team of Realtors that anyone could ever have. Any questions I had anything that I didn't understand anything that I didn't know you name it and my Realtors were jimmy on the spot. Didn't matter what time of day or night my Realtors made dam sure we were taken care of. I truly appreciate everything that they have done for me and my family.
dchanel
dchanel
19:38 22 Jun 23
Amazing service! Will absolutely recommend Tim over and over again!
Josh Church
Josh Church
13:50 22 Jun 23
Tim Ayers was incredibly helpful to my wife and I when we first made the decision to move from our apartment into a home. He set us up with an amazing real estate agent and even let us know we could refinance our mortgage shortly after buying the home to get an even better monthly payment. Cant recommend Tim enough!
Susan Lehmann
Susan Lehmann
21:04 21 Jun 23
Ross
Ross
20:53 21 Jun 23
Fantastic lender, Tim was incredibly helpful and made buying my first home a great experience. I’ll for sure be using them in the future as well!
Breanna Gilbert
Breanna Gilbert
19:02 21 Jun 23
I've worked with Michael Farrell and team several times when purchasing a home. Michael is always readily available to answer questions, give advice, and routinely checks in throughout the process. Michael and team work fast and have always been pleasurable to work with. I recommend Grandview Lending to family and friends for buying/selling or refinancing.
Jen Ireland (jen)
Jen Ireland (jen)
17:47 21 Jun 23
Tim and Pam were consummate professionals. What a great team to work with! I look forward to working with them in again in the future!
Bailey Fitzgibbon
Bailey Fitzgibbon
17:43 21 Jun 23
I'm writing another review for Grandview Lending. This was my second time working with Tim Ayers and it was just as great of an experience as it was the first time around. Tim and Pam make the lending process so easy. I've worked with other lending companies in the past who drag their feet, don't keep you informed, don't guide you through the process, etc. so I know how it can be when you don't have a great lending team on your side. This team is super communicative, helpful, accommodating, easy to work with, knowledgable, speedy, responsive -- all of the things you want from a lender. Thank you Tim and Pam!
Candice Dearbaugh
Candice Dearbaugh
21:35 19 May 23
Tim Egan was definitely helpful with the first time purchase of our new home. He was able to give sound advice when we had many questions during the process. Would work with Grandview Lending again in the future if we are ever in the market to refinance or sell/buy again.
JaQuita Sturdivant
JaQuita Sturdivant
19:52 25 Feb 23
Grand view lending is a great company to work with when looking to purchase property. Before my husband and I purchased this home I’ve never heard of the company before but I’m glad our realtor connected us. We were able to get an awesome pre approval and great interest rate through working with Durrell Cullins that led my husband and I to buy our dream home. I am so happy we chose to follow through with grand view lending.
Christopher Gomillia
Christopher Gomillia
16:07 13 Feb 23
Durrell Cullens is the best in the business. This was our first time doing an FHA 203k loan. He walked me through the process like a pro. He was super helpful, easy to talk to and well spoken. I will be calling him first for anything mortgage related 1st.
Mindi Arney
Mindi Arney
00:23 11 Feb 23
I initially started with a different lender, who gave me the run around. My realtor suggested Tim Egan. From day one he was open with what it would take to get me into a home. He was very kind and worked so hard. He was always available for me to ask any questions I needed answered or something I didn’t quite understand. His team are polite and just want to help. I would recommend Tim Egan to anyone who is looking to buy a home. He is truly one of the best lenders and he genuinely cares about you as a client. I never felt like I was just a number. I will definitely send family and friends to him if they ever need a home loan.
Shraddha Shrestha
Shraddha Shrestha
19:19 20 Jan 23
As a first time home buyer, Mike and his team made sure I feel comfortable in the process. They went out of the box and didn't hesitate once to answer my questions. Mike even showed up in the closing day with a gift. Very professional and knowledgeable team. I would recommend them 100%.
Heather Paine
Heather Paine
18:40 02 Jan 23
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OUR TESTIMONIALS

Affiliate LogoConfirmed Lender ZillowGreater Indianapolis Chamber of CommerceEqual Housing OpportunityNAMB The Association of Mortgage Professionals
Grandview Lending, Inc. BBB Business Review

OPERATING HOURS

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SUNDAY:
9:00 AM - 5:30 PM
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9:00 AM - 1:00 PM
CLOSED

OTHER INFORMATION

ADDRESS
8445 Keystone Crossing Blvd,
Indianapolis, IN 46240
MAIN OFFICE
317.255.0062
TOLL FREE
866.690.4920
FAX
317-947-0500
EMAIL
info@ghlindy.com
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We partner with our clients, walking shoulder to shoulder with them through the financial maze that mortgage lending has become. We provide our clients with exceptional service and integrity which has become our hallmark. Every loan is different. So we listen to our clients to help them assess the impact their mortgage decisions have, not only today, but tomorrow.
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Certificate of Excellence

Grandview Lending Certificates Of Excellence Mortgage Companies in Indianapolis Best Mortgage Refinance Companies in Indianapolis
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