While Grandview Lending specializes mainly in conventional, FHA, VA, USDA, jumbo, and investor loans as well as reverse mortgages, there are a few other special loan products which we offer.
If you are planning to build a home in the Indianapolis metropolitan area, you will need to finance the purchase of the land. For that, you need an Indianapolis lot loan.
Lot loans are sometimes confused with construction loans. You use a lot loan simply to obtain the land for a new structure. You then take out a construction loan to finance the building. We offer both loan products.
What is great about a lot loan is that it provides you with flexibility. You can buy the land now, and then wait to build your home until you are ready. If you prefer to start building right away, talk to us about a one-step construction loan.
We partner with our clients, walking shoulder to shoulder with them through the financial maze that mortgage lending has become.
If you are a real estate investor looking to purchase multiple properties in the Indianapolis area, a blanket loan is a simple, efficient lending solution targeting your needs.
This is an excellent time to invest in real estate in Indianapolis; real estate prices have been climbing, and are expected to continue their upward path over the coming years.
Using an Indianapolis blanket loan, you can purchase a single large tract of land with an all-inclusive mortgage. Anytime you sell a parcel, that part of the mortgage is released. This greatly streamlines the purchase and sale of your investments.
Whether you are an investor, or you are looking to purchase a home or plot of land for your own personal use, self-employment can make it hard to qualify for a mortgage.
More specifically, it can be difficult to qualify through traditional application procedures. Most lenders require borrowers to prove their financial viability through W-2 forms, pay stubs, and tax records.
If you are self-employed, however, you do not have W-2 forms. You have no traditional employment history to furnish.
You have worked hard to build the life you want. It should not matter whether you have a traditional employer or not. You deserve to be able to buy a home or invest in real estate.
That is why Grandview Lending offers a special bank statement program so that self-employed individuals can apply quickly and easily for a loan without the hassle of impossible paperwork.
Using this method, you can provide us with a set of bank statements in place of W-2 forms. Taken in conjunction with your credit score, these statements allow our lenders to make decisions about financing your home loan in Indianapolis.
Interested in a blanket loan or lot loan, or in our self-employed bank statement program? Get in touch with us at 317.255.0062, and we will consult with you about your borrowing needs. We are available 7 days a week, and work with every customer on a case-by-case basis to set up the ideal lending solution.