How much house can I afford in Indianapolis, Indiana?

In Indianapolis, you can generally afford a home priced at 3–4.5x your annual gross income, following the 28/36 rule. At Indianapolis's median household income of roughly $52,000–$60,000, this means many buyers qualify for homes in the $200,000–$270,000 range, aligning well with the local median home price of around $255,000. A Grandview Lending mortgage pre-approval will give you a precise number based on your income, debts, and credit score.

How much is a down payment on a house in Indianapolis?

Down payment requirements vary by loan type. Conventional loans typically require 3–20% down. FHA loans require as little as 3.5% down (roughly $8,925 on a $255,000 home). VA loans for eligible veterans require 0% down. USDA loans for eligible rural and suburban properties also allow 0% down. Ask a Grandview Lending loan officer about down payment assistance programs available to Indiana first-time buyers.

What is the property tax rate in Indianapolis, Indiana?

Property tax rates in Indianapolis (Marion County) average approximately 0.85–1.2% of a home's assessed value annually, which translates to roughly $2,100–$3,060 per year on a $255,000 home, or about $175–$255 per month. Rates vary by township, and surrounding counties such as Hamilton and Hendricks have their own rates.

Is it a good time to buy a home in Indianapolis in 2026?

Indianapolis remains one of the most affordable major metro markets in the United States in 2026, with median home prices approximately 43% below the national average. Local market forecasts project 3–4.5% home price appreciation in 2026. More inventory than in recent years gives buyers more options and negotiating room.

What does a mortgage calculator include?

A mortgage calculator calculates your estimated monthly payment based on: the home purchase price, your down payment, the interest rate, the loan term (15 or 30 years), property taxes, homeowners insurance, and PMI if applicable. Grandview Lending's Indianapolis mortgage calculator includes all of these factors for a realistic picture of total monthly housing cost.

What is PMI and do I need it in Indiana?

PMI (Private Mortgage Insurance) is required on conventional loans when your down payment is less than 20%. In Indiana, PMI typically costs 0.5–1.5% of your loan amount annually, or about $80–$200 per month on a $200,000 loan. Once you reach 20% equity, you can request PMI removal. VA and USDA loans do not require PMI.

Does Grandview Lending offer first-time homebuyer programs in Indiana?

Yes. Grandview Lending works with Indiana first-time homebuyer programs that offer down payment assistance, below-market rates, and federal tax credits. Contact a Grandview Lending loan officer to find out which programs you qualify for.

What are the best neighborhoods to buy a home in Indianapolis?

Carmel and Fishers in Hamilton County are consistently ranked among the best places to live in the US, with excellent schools and medians around $380,000–$500,000. Broad Ripple offers a walkable urban feel around $345,000. Fountain Square and Irvington are popular for affordability around $200,000–$250,000. Greenwood and Avon provide suburban value south and west of the city. Grandview Lending serves buyers across all Indianapolis-area communities.

Indianapolis Mortgage Calculator | Grandview Lending

Indianapolis, Indiana

Indianapolis
Mortgage Calculator

Q: What is the average monthly mortgage payment in Indianapolis?

Based on Indianapolis's current median home price of approximately $255,000, a typical 30-year fixed mortgage with a 20% down payment ($51,000) at a 6.75% interest rate results in a monthly principal and interest payment of approximately $1,321. Adding estimated property taxes in Marion County (around $180–$220/month) and homeowners insurance (around $80–$120/month), most Indianapolis homebuyers budget between $1,580 and $1,660 per month for total housing costs.

Q: What are current mortgage rates in Indianapolis, Indiana?

As of early 2026, 30-year fixed mortgage rates in Indianapolis are in the 6.5–7.0% range, with 15-year fixed rates slightly lower. Your exact rate depends on your credit score, down payment, and loan type. Grandview Lending works with multiple lenders to find competitive Indianapolis mortgage rates for each borrower.

Estimate your monthly mortgage payment in seconds. Built for Indianapolis-area homebuyers with local rates, local taxes, and local expertise from Grandview Lending.

$255KIndy Median

0%Down (VA/USDA)

24hrPre-Approval

Payment Estimator

Indianapolis Metro, Updated 2026

NMLS Licensed in Indiana

24–48 Hour Pre-Approval

Local Indianapolis Loan Officers

500+ Hoosier Families Helped

Equal Housing Lender

2026 Indianapolis Housing Market

Know the Numbers Before You Buy in Indy

Indianapolis remains one of the most affordable major metro areas in the country. Here’s a snapshot of current market conditions to help you use the calculator accurately.

Indianapolis (City)

Median Home Price~$255,000

YoY Appreciation+4.9%

Avg. Days on Market30–62 days

Avg. Property Tax Rate0.85–1.2%

Sale-to-List Ratio98.4%

Hamilton County Suburbs

Carmel Median~$450,000+

Fishers Median~$380,000

Noblesville Median~$330,000

Westfield Median~$350,000

School QualityA–A+ Rated

Other Key Markets

Greenwood~$310,000

Avon / Plainfield~$300,000

Zionsville~$520,000+

Broad Ripple~$345,000

Fountain Square~$230,000

Step-by-Step Guide

How to Use the Indianapolis Mortgage Calculator

Getting an accurate estimate takes about 60 seconds. Here’s exactly what each field means for Indianapolis homebuyers.

Enter the Home Price

Type in the purchase price of the home you’re considering. The Indianapolis metro median is approximately $255,000, but prices range from $150,000 in some city neighborhoods to $600,000+ in Carmel and Zionsville.

Set Your Down Payment

Enter how much you plan to put down. Conventional loans allow as little as 3%. FHA loans start at 3.5%. Putting 20% down eliminates PMI. Indiana first-time buyer programs may also offer down payment assistance for eligible buyers.

Choose Your Loan Term

Select 30-year (lower monthly payments), 15-year (pay off faster, less interest), or another term. Most Indianapolis first-time buyers choose a 30-year fixed loan for payment flexibility.

Enter an Interest Rate

Use a current rate estimate. Indianapolis rates generally track national averages, currently in the 6.5–7.0% range for a 30-year fixed. Contact Grandview Lending for your personalized rate quote.

Add Property Taxes

Marion County property taxes average 0.85–1.2% of assessed value annually. On a $255,000 home, that’s roughly $2,125–$3,060 per year ($177–$255/month). Hamilton County rates vary by township.

Review Results & Apply

Your estimated monthly payment appears instantly, broken down into principal & interest, taxes, and insurance. Our pre-approval is free and typically takes 24–48 hours.

Understanding Your Indianapolis Mortgage Payment

When you use a mortgage calculator, you’re solving for your PITI: principal, interest, taxes, and insurance. In Indianapolis, these four components combine to create your total monthly housing cost, and understanding each one helps you make a more confident buying decision.

Principal and interest is the largest component. On a $255,000 home with 20% down ($51,000) at a 6.75% 30-year fixed rate, you’d pay approximately $1,321/month in P&I. On a 15-year term at the same rate, payments rise to around $1,822/month, but you own the home free and clear in half the time and save tens of thousands in interest.

Property Taxes in Indianapolis and Marion County

For budgeting purposes, Marion County homeowners should plan for property taxes of approximately 0.85%–1.2% of their home’s assessed value per year. On a $255,000 home, that’s roughly $2,125 to $3,060 annually, or $177 to $255 per month. Property tax rates vary by township and municipality. Grandview Lending’s loan officers can provide current estimates for any specific Indianapolis neighborhood or zip code.

Indiana Mortgage Loan Types Explained

Not all home loans are the same, and knowing which loan type fits your situation can save you thousands. Here’s a quick overview of the most common options Grandview Lending offers:

Conventional Loans: Best for buyers with good credit (680+) and at least 3–5% down. PMI drops off at 20% equity.
FHA Loans: Popular with first-time buyers. Minimum 3.5% down with a 580+ credit score. Requires upfront and annual MIP.
VA Loans: For eligible veterans, active-duty military, and surviving spouses. 0% down, no PMI, competitive rates.
USDA Loans: Available in eligible suburban/rural areas around Indianapolis, including parts of Hendricks, Boone, Johnson, and Morgan counties. 0% down for qualifying buyers.
Jumbo Loans: For homes above conventional loan limits ($806,500 in most Indiana counties). Common in Zionsville, Carmel, and Geist.

First-Time Homebuyer Programs in Indiana

Indianapolis-area first-time buyers may qualify for programs that offer down payment assistance, below-market interest rates, and tax credits. Common options include:

Next Home Program: Down payment assistance of up to 3.5% of the purchase price for first-time and repeat buyers statewide.
First Place Program: Down payment assistance and below-market rates specifically for first-time buyers.
Mortgage Credit Certificate (MCC): A federal tax credit reducing your annual tax liability by up to 25% of your mortgage interest.

Our Indianapolis loan officers can help determine which programs you qualify for based on income limits and purchase price caps that vary by county.

The Indianapolis Housing Market in 2026

Indianapolis continues to stand out as one of the most affordable major metropolitan markets in the United States, with median home prices approximately 43% below the national average. This affordability, combined with a growing job market anchored by healthcare, technology, and logistics, makes Indianapolis a strong market for long-term homeownership.

In early 2026, market data shows home prices have risen roughly 2–5% year-over-year, with stronger appreciation in Hamilton County communities like Fishers and Carmel. Inventory has improved from pandemic-era lows, giving buyers more options, especially on homes on the market for 60+ days. Many economists project 30-year fixed rates could drift toward the mid-6% range through 2026, improving purchasing power for buyers currently on the fence.

How Much Home Can You Afford in Indianapolis?

A commonly used rule of thumb is the 28/36 rule: spend no more than 28% of your gross monthly income on housing costs and no more than 36% on total debt payments. In Indianapolis, where median household income is approximately $52,000–$60,000 per year, this points to a comfortable home-buying range of approximately $180,000–$280,000 for most buyers, closely matching the local median.

That said, factors like your credit score, existing debts, savings, and employment history matter more than any rule of thumb. The most accurate way to know what you can afford is a Grandview Lending mortgage pre-approval, which is free and gives you a real number to shop with.

Loan Options

Indianapolis Mortgage Loan Types at a Glance

The right loan type can save you thousands. Here’s how the most popular Indianapolis mortgage options compare.

Loan Type	Min. Down	Min. Credit Score	PMI / MIP	Best For	Available
Conventional 30-Year	3%	620+	If <20% down	Good-credit buyers, flexible budgets	✓ Yes
Conventional 15-Year	3%	620+	If <20% down	Buyers wanting to build equity fast	✓ Yes
FHA Loan	3.5%	580+	Always required	First-time buyers, lower credit scores	✓ Yes
VA Loan	0%	580+	No PMI	Veterans, active military, surviving spouses	✓ Yes
USDA Loan	0%	640+	Annual guarantee fee	Eligible suburban/rural Indiana areas	✓ Yes
Jumbo Loan	10–20%	700+	Varies	Luxury homes in Carmel, Zionsville, Geist	✓ Yes

Service Area

We Lend Across the Indianapolis Metro

Grandview Lending serves homebuyers in every corner of the Indianapolis area, from urban neighborhoods to suburban communities and rural Indiana towns.

Carmel & Hamilton County

~$450,000+

Top-ranked schools, upscale amenities, and a thriving arts district. Consistently named one of America’s best places to live.

Fishers & Noblesville

~$330K–$380K

Fast-growing suburban communities with excellent schools, new construction, and strong job growth.

Broad Ripple & Meridian-Kessler

~$300K–$345K

Walkable, character-rich neighborhoods popular with young professionals. Historic homes and close proximity to downtown.

Fountain Square & Irvington

~$200K–$250K

Eclectic, affordable neighborhoods with strong community character and rising values.

Greenwood & Bargersville

~$300K–$360K

Johnson County’s most popular communities. Excellent schools and retail access at a great value.

Avon & Plainfield

~$295K–$320K

Hendricks County communities offering great value and convenient I-70 access. Popular with families seeking newer construction.

Zionsville & Boone County

~$500,000+

Small-town atmosphere with upscale homes, boutique Main Street shopping, and top-tier schools.

Westfield & Sheridan

~$330K–$400K

Northern Hamilton County experiencing rapid growth. Grand Park sports campus draws families from across the region.

Common Questions

Indianapolis Mortgage FAQ

Answers to the most common questions Indianapolis homebuyers ask about mortgage payments, rates, and the local market.

Based on Indianapolis’s current median home price of approximately $255,000, a typical 30-year fixed mortgage with a 20% down payment ($51,000) at a 6.75% interest rate results in a monthly principal and interest payment of approximately $1,321. Adding estimated property taxes in Marion County (~$180–$220/month) and homeowners insurance (~$80–$120/month), most Indianapolis homebuyers budget between $1,580 and $1,660 per month for total housing costs.

In Indianapolis, you can generally afford a home priced at 3–4.5x your annual gross income. At Indianapolis’s median household income of roughly $52,000–$60,000, most buyers qualify for homes in the $200,000–$270,000 range, aligning well with the local median home price of around $255,000. A Grandview Lending mortgage pre-approval will give you a precise number based on your income, debts, and credit score.

As of early 2026, 30-year fixed mortgage rates in Indianapolis are generally in the 6.5–7.0% range, with 15-year fixed rates slightly lower. Your exact rate depends on your credit score, down payment, and loan type. Grandview Lending shops multiple lenders to find competitive rates for each borrower. See today’s Indianapolis rates

Down payment requirements vary by loan type. Conventional loans require 3–20% down. FHA loans need as little as 3.5% (~$8,925 on a $255,000 home). VA and USDA loans allow 0% down for eligible buyers. Indiana first-time buyer programs can provide up to $7,500 in down payment assistance for qualifying buyers. Learn about first-time buyer programs

Marion County property taxes average approximately 0.85–1.2% of a home’s assessed value annually, which translates to roughly $2,125–$3,060 per year on a $255,000 home, or about $177–$255 per month. Rates vary by township, and surrounding counties (Hamilton, Hendricks, Johnson) each have their own rates.

Indianapolis remains one of the most affordable major metro markets in the US, with median home prices approximately 43% below the national average. Local forecasts project 3–4.5% price appreciation in 2026. More inventory gives buyers more options and negotiating room, making now a solid window before further appreciation. Talk to a Grandview Lending advisor

PMI (Private Mortgage Insurance) is required on conventional loans when your down payment is less than 20%. In Indiana, PMI typically costs 0.5–1.5% of your loan amount annually, roughly $80–$200/month on a $200,000 loan. Once you reach 20% equity, you can request PMI removal. VA and USDA loans do not require PMI.

Yes! Grandview Lending works with Indiana’s first-time homebuyer programs including the Next Home Program, First Place Program, and Mortgage Credit Certificate (MCC). These programs offer down payment assistance up to $7,500, below-market rates, and valuable tax credits. Learn more about first-time buyer programs

Get Started Today

Ready to Buy in Indianapolis?
Start Your Pre-Approval Today.

Free, fast, and no obligation. Most Grandview Lending pre-approvals are completed in 24–48 hours. Our local Indianapolis loan officers are ready to help.

More Indianapolis Mortgage Resources

Home Purchase Loans

Conventional, FHA, VA, USDA & more

Refinancing Indianapolis

Lower your rate or access your equity

Today’s Indianapolis Rates

Current 30-yr, 15-yr, and ARM rates

FHA Loans Indianapolis

Low down payment loans for Indiana buyers

VA Loans Indianapolis

Zero-down VA loans for Indiana veterans

First-Time Buyer Guide

Down payment help and Indiana loan programs

Get Pre-Approved

Free, fast pre-approval in 24–48 hours

Mortgage Learning Center

Indianapolis market news and homebuying tips

seth

21:04 19 Mar 26

Michael is amazing! I wanted to refinance my home and I found Grandview Lending online. Michael O’Rourke assisted me and guided me through the whole process. I am extremely satisfied and recommend him to anyone looking to refinance their home!

ace outdoors

20:38 10 Mar 26

Tim was amazing he helped and walked us through every step of the way he always made sure we understood anything we had questions about. Extremely fast and knowledgeable. Would recommend my closest family and friends

Ryan Buckley

16:49 26 Feb 26

I absolutely adore their processor, Lesley, and love working with their originator, Mike. Together they make a fantastic duo, and make the loan process as easy as it can get. Mike also shops the rates amongst a number of wholesale lenders, giving me confidence in the rate lock and saves me the time from having to shop elsewhere. Looking forward to working with them again as rates continue down further (hopefully sooner than later!).

T.J. Dixon

15:44 08 Feb 26

I reached out to Grandview after getting pre-approved from multiple lenders. Had the pleasure of speaking with Michael O'Rourke. Since the start he was very involved and super helpful. He was very knowledgeable and not afraid to go above and beyond to aid in my situation. If I had to do it all again I wouldn't hesitate to give him a call.

Evan DuBois

19:39 31 Jan 26

We came to Michael with a big problem that another mortgage lender created and he dove right in to get the problem fixed! His communication skills were top tier. He not only got our problem fixed but he was able to get us approved to close on our forever home in a very very timely manner! He made sure we got the best rate possible. He has followed up with us even after we closed.

Jose Antonio Reyes

14:00 25 Jan 26

Excellent company! On two occasions I have received assistance from Mr. Michael Farrell, who guided me through the entire purchasing process. He is an exceptional professional and knows everything about the subject. I highly recommend him.

Jackson Barrett

20:59 16 Jan 26

They did a great job!

Ziyan Song

16:52 14 Jan 26

I recently purchased my first home in Indiana, and I’m so grateful to have worked with Michael O’Rourke from Grandview Lending. As a first-time homebuyer, I had a lot of questions, but Michael walked me through every step of the process with incredible patience and clarity. He replied to my messages quickly, explained everything in a way I could easily understand, and was always kind, supportive, and genuinely looking out for my best interest. Thanks to his guidance, what could have been a stressful experience felt smooth and manageable. I would highly recommend Michael and Grandview Lending to anyone looking to purchase a home in Indiana!

Andrew

18:42 13 Jan 26

I recently watched a documentary on the American Revolution. It reminded me of Tim Egan and his valiant mortgage services. Like George Washington, Tim knew exactly when to act, when to pause, and how to execute. Cornwallis fared better at Yorktown than mortgage rates did under the siege of Tim Egan and Grandview Lending. To put it in more contemporary terms, Tim Egan plays the Tom Hagen, to your Vito Corleone, as you’re making offers that buyers can’t refuse.

Rob Bolka

21:20 24 Nov 25

Tim Egan was so helpful and helped make the process of buying a home far less confusing! He helped answer all my questions about the lending process and gave us great peace of mind when it came to mortgage matters.

Dan Wolff

16:55 19 Nov 25

Grandview made it extremely easy and understandable to get our mortgage handled, Roch did an excellent job in such a narrow timeframe!

Joseph Walton

04:48 12 Nov 25

I had a great experience with Grandview lending. Timothy Egan and Sarah are awesome!! Tim was very patient and communicative throughout the process. He was able to help me and my Father through a very troublesome time. Grandview lending gave my family a fresh start..Thank you!!

Craig Hartwick

16:09 06 Nov 25

Mike is super responsive and provides a great customer experience. His knowledge of mortgage lending and his processes make Mike a fanstastic choice for your mortgage lending needs.

Trevor Chapman

14:05 23 Oct 25

Grandview was incredible to work with. Mike Farrell made everything so easy and he was very pleasant. He was always available to answer our questions and help us through the process. We will definitely use these folks any time we are buying in this region.

Simply Monique

18:46 20 Oct 25

My husband and I worked with Micheal to purchase our first home this month. We were blown away with how informative and kind he was. He explained things so well and walked us through the entire process. Anyone in Indiana looking to buy a home I would recommend grand view lending 10/10.

Elisa Coffey

13:16 07 Oct 25

Tim is fantastic at what he does. Timely updates, great communication, and such a collaborative spirit. Always glad when He's on a file.

David Caito

12:11 07 Oct 25

Tim helped me for months before I even was even searching for a house. He educated me via several scenarios on different loans and mortgage options so I had the power to cultivate a plan and execute it when the time came.

Cat

02:58 07 Oct 25

Tirath Singh is the man!being a self employed first time home buyer, i was completely overwhelmed, and was turned away from other mortgage companies without any sort of help, Tirath sat us down and made sure we were able to make it work. he was very thorough, excellent at communication, and although i’m sure he was working with many other homebuyers, he made us feel like we were the only ones. standout service, we will recommend to everyone we know!

Jamal Bem.

18:58 17 Sep 25

I highly recommend my loan officer, Timothy Egan. He was incredibly helpful and professional throughout the entire process. Timothy was always available to answer my questions, patiently explaining every detail, even multiple times when needed. His guidance made me feel confident and supported from start to finish. It would be a pleasure to work with him again in the future.

Jan aldridge clark

11:50 03 Sep 25

Dream Tech

04:04 03 Sep 25

Ask for Tirath Singh 💯 when 5 other local and major lenders couldn't get the job done Tirath stuck with us and got us approved. Very professional, smart, kind, family oriented. Won't go anywhere else!

Dustin Wall

21:56 24 Jul 25

Tim definitely was great in achieving my goal with purchasing a new house and definitely did a great job in guiding me in the right direction throughout the process

Stephanie Wooten

21:53 07 Jul 25

My loan officer was Timothy Egan. He did an amazing job, always answering all my questions. He went above and beyond, explaining the details of the process, even multiple times if needed. He was with me every step of the way. It would be a pleasure to work with Timothy again in the future.

Steven Stuart

14:25 17 Jun 25

I have purchased homes in the past but have NEVER had such and incredible experience as I did with Tirath Singh. He was on top of everything and very communicative any day any time. Never had a lender to take care of my needs like him. Great guy to work with!!

Melissa Scarlett

23:55 02 May 25

Tim Egan understood as a first-time buyer, I would have many questions and was extremely patient in explaining in great detail the answer to any of them. He is sharp and it comes through he enjoys helping you through the process of the details AND the big picture of what you are doing.

Philip Gordon

15:37 20 Mar 25

Tim and his team were fast and persistent in getting everything together for a short closing. I cannot recommend highly enough

Andrew Lorente

21:52 28 Feb 25

Le Zhang

18:00 31 Jan 25

Just would love to drop few lines to express my sincerely appreciation for your( Tim Ayres ) help about the whole mortgage application and procedure. I know there are a lot of harsh moments behind the scene . You guys professionalism makes everything easier and smoothly. I am very glad to have you guys guide me through everything. The closing went really well. Strongly recommend his marvelous mortgage service.

Jake Wohldmann

15:31 15 Jan 25

Originally left a poor review due to some miscommunication which caused issues with home insurance. The owner of the company immediately reached out to help. Issue was resolved quickly and professionally. Grandview lending will definitely make sure you are covered.

Annabel Marie

22:52 20 Dec 24

Tim Ayers made things so much easier than I thought they’d be! I was very lucky to find him - I didn’t know where to start. He was able to get me approved easily and even found a loan that gave me down payment assistance! He guided me through the process every step of the way, and he has been so receptive when I have had questions! I highly recommend him!

Iryna Bondar

14:43 11 Dec 24

Tim Egan is amazing, every question that we had he took time to answer and explain, and he always had an alternative process to accommodate all of our needs. Instead of existential dread of getting a mortgage we are left with a feeling that there are people who have our back. The entire team is just superb and I couldn't recommend enough.

Donis Esther

15:28 14 Nov 24

Magna Puerto

21:38 08 Nov 24

Gracias José, buen trabajo

Jaime Romero

22:22 07 Nov 24

Exelente servicio y muy buena atencion al cliente se los recomiendo

AM Brows Moreno

21:05 04 Nov 24

Desde el primer momento en que contacté a Brian, la atención fue excepcional. Su profesionalismo y dedicación estuvieron presentes en cada paso del proceso. No solo se tomaron el tiempo para entender mis necesidades financieras, sino que también me ofrecieron soluciones personalizadas que se adaptaron perfectamente a mi situación. Una de las cosas que más aprecié fue la comunicación clara y transparente. Brian siempre estuvo dispuesto a explicar cada detalle y responder a todas mis preguntas, lo que me dio una gran tranquilidad. Nunca me sentí perdida en el proceso, ya que su orientación fue constante y precisa, sin duda recurrir a ellos para futuras necesidades financieras. Muchas gracias por todo !!!

Linda Ratican

20:23 04 Nov 24

Very kind and supportive! Tim was very helpful as a new home owner.

brandon jewell

19:32 04 Nov 24

stacey hodge

19:21 04 Nov 24

Mr. Aires is the best, n most patient, he help me secure my mortgage and closing in a timely manner, completely professional, and I’m looking forward working with him in the near future. Keep up the good work.

Manoli Tsataros

16:33 04 Nov 24

Tim did a great job and was very quick.

María Jaurez

13:04 04 Nov 24

Brian es muy profesional.

Max Denney

23:06 01 Nov 24

Tim Egan from Grandview Lending was nothing but professional, knowledgeable, and helpful with the loan I got for my first home. He even sent me a house warming gift when it was all said and done. I look forward to working with Tim in the future to improve my financial health. Grandview is the way to go if you want the best of the best!

Crystal Abrajan

18:47 01 Nov 24

My husband and I found Grandview Lending through an AD and we used Brian. He was caring, attentive to all of our needs, and very knowledgeable. His communication was excellent as he explained every single step to us. We will never use another team. I cannot recommend him enough.

diamond mays

18:03 01 Nov 24

I used loan officer Brian Zenil for a purchase on my new home and the entire process from start to finish was flawless. He was efficient and communicated everything with me from the start. Thank you for your help.

Alison Gomez

20:33 30 Oct 24

Jose Flores nos brindo un servicio de Calidad nos sentimos muy comodos con su atencion siempre estuvo para darnos soluciones desde el día uno hasta el día del cierre, si estas pensando en un prestamo te recomiendo que lo busques él nos ayuda con las mejores opciones. Muchas Gracias Jose y un Beneficio extra, él habla español.

Bessie Hale

15:19 23 Oct 24

I enjoyed working with Roch at Grandview Lending! He was helpful, has a great personality, and didn't mind answering questions. The process was quick and painless. The ability to upload and sign documents electronically was wonderful!

Zachary Morrisey

13:59 18 Aug 24

Tim Egan was great to work with. We were purchasing our first home and Tim was always available to talk through the many financing questions we had. We were never made to feel like our questions were stupid or causing an annoyance. He was patient throughout the process. And when we were ready to put in offers, he was prompt in helping prepare pre-approval letters, even on very short notice. We hope to work with Tim again in the future!

Kara Thompson

15:21 25 Jul 24

Tim should dress up as Superman this Halloween because he really saved the day! After a terrible experience with another lender, Tim and his team took my VA home loan from application to approval in 10 days!! This is a five star review for a 10 star mortgage broker! Thanks, Tim!

Marvin Walls

21:51 02 Jul 24

Home purchased! The 4th home offered on being charm!I cannot recommend this company enough! Micheal, the president of the company, and his team, was absolutely the best throughout the entire process. I had to text and call him for months, and despite it being a long and complicated journey, Micheal's communication was consistently top-tier.I seriously considered downloading a 3rd party software just to count the number of phone calls and texts. (I am a data analyst by trade) The texts are well above 200 and phone calls well above the 20s.He and his team were always available, responsive, and extremely helpful. Michael always took time to thoroughly explain everything! I feel like I got a master-class in home loans. His dedication and professionalism made the whole experience smooth and stress-free as home buying can be.If you're looking for a reliable and supportive lending company, look no further than Grandview Lending Inc.!

Molly Haaff

17:47 19 Jun 24

We found Grandview Lending from their five-star reviews on Google, and it’s obvious why they have that rating and maintain it after working with this team.There aren’t words for how grateful we are for Mike Farrell. He has been a saint for us as first-time homebuyers and, indeed, went above and beyond to make sure we were well taken care of from start to finish. He even drove over an hour just to drop a housewarming present for us at our closing today. Honestly, I can’t imagine a better team of people to help you through this process. Another big shout out to Lesley and Hillary for their part in making this happen!

Matt Schober

15:36 01 May 24

We worked with Tim Egan on our loan and he was great! Would recommend him to handle your mortgage needs. Responded very quickly and stayed in contact from start to finish. Made a very detailed process a great experience

The Butcher

14:04 01 May 24

You will not regret working with this team. Tim helped me with the whole process. Seamlessly handling all of the questions and concerns as well as being very attentive the whole time. Moving into my dream home now and don’t k know if it would have happened without Tim. Thank you all!!!

Julie Szolek-Van Valkenburgh

21:34 24 Apr 24

Wow!!! We just closed on our new condo, and Grandview Lending was amazing the entire way! How did they do you ask? I'll rate them for you. . . .Quality of Service 5/5Customer Service 5+++++++++ (Above and beyond. Have you ever had the Head of your Lending company show up at your closing AND bring you a gift? Well that's exactly what Michael did.)Turnaround time 5/5 Michael and his team (hi Lesley) turned everything around so quickly for us that we were well prepared for our closing day.Explanation of lending vocabulary 5/5 Michael explained difficult terms/etc in a easy to understand way for which we were very grateful!Overall score 5/5Top lending company referred to us by our realtor Melissa Coutz who is also amazing. If we are have lending needs in the future, this will be the first and only place we go!

Cachetes

14:23 01 Apr 24

Jose Flores me dió un servicio excelente, todas mis dudas fueron resueltas y además me dio consejos claves para tomar una buena decision. Recomiendo a José a toda la comunidad hispana que estén buscando comprar su casa, además que Grand Lending son bien flexibles.

Austin P.

14:40 28 Mar 24

Tim Egan is one of the best in "customer service" that I've ever worked with. He has taken a lot of time to explain the entire process of buying and selling homes and I would recommend Tim to anyone.

Julie Kilger

20:36 27 Feb 24

I had a wonderful experience with Grandview Lending! Tim Egan was incredibly responsive and helpful throughout the entire process. He touched base with me regularly, even when there weren't major updates, just to keep me feeling informed and clear on where things stood and how everything was progressing. As a first time home buyer, his communication was incredibly appreciated. Everyone I interacted with as part of the mortgage process was fantastic, and Tim really went above and beyond to make me feel comfortable and confident.

Marlo Bruce

15:59 14 Feb 24

Tim Egan with Grandview Lending will definitely get the job done and he will make sure your desired needs and goals are met.

Moriyike Owolabi

21:10 13 Feb 24

I recently had the pleasure of working with Durell during the process of purchasing my new home, and I cannot praise his efforts enough. From the moment we began working together, Durell demonstrated a level of professionalism, expertise, and dedication that truly set them apart.One aspect that particularly impressed me was his attention to detail and proactive approach to addressing any issues that arose. He went above and beyond to ensure that every aspect of the closing process went smoothly. From coordinating inspections to communicating with the seller's agent, he was always one step ahead, ensuring that everything was in place for a seamless closing. I highly recommend him for his exceptional service and dedication during my home purchase. His proactive approach, attention to detail, and commitment to customer satisfaction ensured a smooth closing process. Durell went above and beyond, making the entire experience stress-free and enjoyable. Truly outstanding!

Karen Rodriguez

17:16 07 Feb 24

Tim Egan was fantastic to work with! As a young, first time home buyer, he made the process super easy and answered the many questions I had. It is clear that he truly values his customers by cultivating a positive experience.

Laila and Khadijah Sisters Always

17:45 21 Jan 24

Durrell made this process so easy for us! My husband and I have tried on several occasions to purchase a home, he was the one that got it done!!! We’re beyond appreciative. He lays everything on the table and he shows you your options! I will recommend him to sooo many people!

Brad Shaw

13:17 18 Jan 24

One of the absolute best lending companies I have ever dealt with. Quick and easy process, no back and forth. Tim was awesome to work with. Highly recommended!!!!

miss dee

03:55 28 Dec 23

Excellent experience. I would recommend them to everyone.

Kacey Carnes

21:42 20 Dec 23

I reached out to Grandview based on the fact that they're the only mortgage company I've ever seen with all 5 star reviews. They did not disappoint. Mike reached out to me within an hour of submitting my loan application on a Sunday morning! He made the process simple and did everything he could to get us in the home we love! Thank you for providing such a smooth process in a stressful time.

Denise Thompson

18:57 28 Nov 23

I had the opportunity to work with Durrell Cullens in purchasing my home November 2023. He was professional, knowledgeable, followed up every step of the process. As a very busy business leader he made my life easier as I felt very confident in him doing his job and did not have to check his work. Thanks Durrell Tiffany T.

Kayvin Jones

16:56 28 Nov 23

We tried rocket mortgage and it was a horrible experience. I googled local mortgage companies and found grandview and the experience was awesome they picked up where rocket left off was very transparent answered all of our questions and them some . Highly recommend thanks Timothy E.

Austin Douglas

06:32 10 Nov 23

Tim took care of my wife and I’s first home buying experience and was always more than apt to explain or answer a phone call whenever needed. Great experience with Grandview.

Matt Terrell

17:35 04 Nov 23

We had the pleasure of working with Tim Egan and we must say he exceeded all expectations. Tim not only secured us a great mortgage deal but also provided exceptional support throughout the entire process. As first-time homebuyers looking to start a family, we were on a tight deadline, and his expertise and friendly demeanor were instrumental in helping us achieve our dream of homeownership right on time. He was patient in explaining the process, maintained open and clear communication, and worked diligently to get our mortgage ready promptly. What truly stood out was his unwavering reassurance and support through the process, especially when our first few offers weren't accepted. Tim's guidance and flexibility were invaluable, and we couldn't have asked for a better mortgage broker to make our home purchase a reality. We highly recommend him to anyone in need of mortgage services.

Crystal Tanner

16:51 01 Nov 23

Durrell Cullens is great at what he does this man helped me when I was just starting to give up hope. As I was start to give up hope he was making things happen for me and encouraging me to keep pushing. So I did and here I am in my new home. Thank you and I appreciate your help!

Katherine de Guia

18:53 17 Oct 23

Timothy Egan and Grandview Lending deserve more than 5 stars. I had shopped around for someone to work with as a first time home buyer, and it was a clear choice that Tim was the right person.From the beginning, he went above and beyond to ensure I knew what I was getting into. He answered every question I had no matter how many I asked, clarified industry terms, ran all sort of scenarios so I knew what my options were and made sure I fully understood the information that came to me through the entire process.Not only that, but he helped me through the loan process twice. He was very quick to pivot when it was clear the first house wasn’t for me and we needed to walk away from the deal and helped me secure a loan for the house that was.As someone who just bought their first house, Tim really was the perfect person to help guide me through the process. Thank you for everything!

Shannon Caldwell

19:30 13 Oct 23

Tim Egan made purchasing my first home so easy! I'm very happy with the service he provided and for answering all of my questions along the way! I'd highly recommend Grandview Lending and Tim Egan if you're looking to purchase a home!

Elijah Lowe

21:35 03 Oct 23

This was our second time having Tim Egan help us. Both times he helped us with getting the right mortgage and helping us navigate through it! One of the top tier mortgage company’s to deal with. We messaged on a Saturday and we’re ready to go by Monday morning! We highly recommend Tim Egan to anyone needing help with their mortgage!

Jessica M

23:30 18 Aug 23

I worked with Durrell Cullens and Lesley Howard, and couldn't be happier. They made every step so easy as a first time home buyer. They were proactive and quicly took care of any challenge that popped up along the way. I will definitely be using Durrell, Lesley and Grandview Lending for any future lending needs.

Colleen Garber

22:30 03 Aug 23

They were helpful for me as a first time homebuyer. Everyone one was so responsive and willing to answer all of my million questions. I would recommend them to anyone.

jejerious ademiju

15:04 10 Jul 23

It was fast and easy process for me…I will recommend.

Leonardo Alfonso

23:31 09 Jul 23

I want to say thank you for the outstanding job helping me from start to finish on buying my first home.Grandview lending's team treat me like family. Thanks a million..

Logan Lowe

21:48 09 Jul 23

Tim Eagan was an awesome guy to work with. He made it easy with limited stress. He also explained everything is detail so it was easy to understand.

K Lane

16:16 03 Jul 23

Durrell Cullens at Grandview Lending was awesome. the whole team came together and helped us get the loan we needed to buy our house. I would recommend them to anyone.

James Price

21:27 30 Jun 23

I worked with Timothy Ayers about 2 years ago. He was very helpful and responsive. He was able to get me on the right path, connected me with a great realtor and I was able to buy my first house. Would definitely recommend Timothy easy to work with and very knowledgeable. Very happy with him. Also contacted him recently for some help/advice and he did exactly that. Thanks for everything.

Jen McDonnell

21:24 30 Jun 23

Awesome Team of Professionals - Knowledgeable, Helpful, Responsive! You are in good hands with Grandview Lending!

Alyssa Bryans

18:06 30 Jun 23

Always have a great time working with Grandview Lending - especially Durrell Cullens and Lesley Howard!!

Alexander Joyce

15:38 30 Jun 23

Tim Ayers is fantastic. True professional, honest and passionate about helping people. He as helped me, and many of my clients. Look forward to a continued long relationship.

Matt Stoltz

23:03 29 Jun 23

I worked with Tim Ayers and Pam. Tim was always on top of my questions and even would reach out every few days or so just to check up on me and the progress of the home. The process was super easy and would recommend Grandview to anyone!

Matthew Foster

13:54 29 Jun 23

Grandview was an excellent lender to work with, Tim Egan and his team put in a lot of work and got the job done. They are very responsive and work fast to keep clients happy and informed.

Temitope Obaleye

22:49 24 Jun 23

Thanks to Durrell & Lesley , The entire process was stress free … The closing was less than 2 weeks after my realtor introduced Durrell.Fantastic team 💯

Nakita London

18:10 23 Jun 23

Durrell and Lesley were so awesome. They helped me with my new baby. I’m so grateful for the time they took to explain everything to me, help me achieve my goal, and have an open door policy for any questions/concerns I had. To reach out to me and ask how I was doing… all of the above… you both Rock! Thank you a thousand times over! 😊💚

Lakita Armstrong

19:58 22 Jun 23

Durrell Cullens and Lelsey Howard and other staff members at Grandview was amazing. They helped me through everything and communicate with us about any and everything we need. The process wasn't stressful as I thought it was. Love working with them and highly recommend them. Great team to work with.Thank you so much

daprof2 Olalekan

19:54 22 Jun 23

Durrell Collins was amazing, he took time to answer my questions at every stage. Whole process was smooth and I’m so happy. I will definitely recommend him to everyone.

Melvin Hamer

19:46 22 Jun 23

For my first time in buying a house I truly have to say I had the greatest team of Realtors that anyone could ever have. Any questions I had anything that I didn't understand anything that I didn't know you name it and my Realtors were jimmy on the spot. Didn't matter what time of day or night my Realtors made dam sure we were taken care of. I truly appreciate everything that they have done for me and my family.

19:38 22 Jun 23

Amazing service! Will absolutely recommend Tim over and over again!

Josh Church

13:50 22 Jun 23

Tim Ayers was incredibly helpful to my wife and I when we first made the decision to move from our apartment into a home. He set us up with an amazing real estate agent and even let us know we could refinance our mortgage shortly after buying the home to get an even better monthly payment. Cant recommend Tim enough!

Susan Lehmann

21:04 21 Jun 23

Ross

20:53 21 Jun 23

Fantastic lender, Tim was incredibly helpful and made buying my first home a great experience. I’ll for sure be using them in the future as well!

Breanna Earnest

19:02 21 Jun 23

I've worked with Michael Farrell and team several times when purchasing a home. Michael is always readily available to answer questions, give advice, and routinely checks in throughout the process. Michael and team work fast and have always been pleasurable to work with. I recommend Grandview Lending to family and friends for buying/selling or refinancing.

Jen Ireland (jen)

17:47 21 Jun 23

Tim and Pam were consummate professionals. What a great team to work with! I look forward to working with them in again in the future!

Bailey Fitzgibbon

17:43 21 Jun 23

I'm writing another review for Grandview Lending. This was my second time working with Tim Ayers and it was just as great of an experience as it was the first time around. Tim and Pam make the lending process so easy. I've worked with other lending companies in the past who drag their feet, don't keep you informed, don't guide you through the process, etc. so I know how it can be when you don't have a great lending team on your side. This team is super communicative, helpful, accommodating, easy to work with, knowledgable, speedy, responsive -- all of the things you want from a lender. Thank you Tim and Pam!

Candice Dearbaugh

21:35 19 May 23

Tim Egan was definitely helpful with the first time purchase of our new home. He was able to give sound advice when we had many questions during the process. Would work with Grandview Lending again in the future if we are ever in the market to refinance or sell/buy again.

JaQuita Sturdivant

19:52 25 Feb 23

Grand view lending is a great company to work with when looking to purchase property. Before my husband and I purchased this home I’ve never heard of the company before but I’m glad our realtor connected us. We were able to get an awesome pre approval and great interest rate through working with Durrell Cullins that led my husband and I to buy our dream home. I am so happy we chose to follow through with grand view lending.

Christopher Gomillia

16:07 13 Feb 23

Durrell Cullens is the best in the business. This was our first time doing an FHA 203k loan. He walked me through the process like a pro. He was super helpful, easy to talk to and well spoken. I will be calling him first for anything mortgage related 1st.

Mindi Arney

00:23 11 Feb 23

I initially started with a different lender, who gave me the run around. My realtor suggested Tim Egan. From day one he was open with what it would take to get me into a home. He was very kind and worked so hard. He was always available for me to ask any questions I needed answered or something I didn’t quite understand. His team are polite and just want to help. I would recommend Tim Egan to anyone who is looking to buy a home. He is truly one of the best lenders and he genuinely cares about you as a client. I never felt like I was just a number. I will definitely send family and friends to him if they ever need a home loan.

Shraddha Shrestha

19:19 20 Jan 23

As a first time home buyer, Mike and his team made sure I feel comfortable in the process. They went out of the box and didn't hesitate once to answer my questions. Mike even showed up in the closing day with a gift. Very professional and knowledgeable team. I would recommend them 100%.

IndianapolisMortgage Calculator