Selecting the right mortgage broker in Indianapolis comes down to a lot more than simply typing “mortgage broker near me” into a search engine. You need to carefully research each company you are considering working with to determine whether they will offer quality services and be the right fit for you. The following tips will help you to evaluate mortgage lenders in Indianapolis.

How To Find The Best Mortgage Broker in Indiana?

1. Pick a lender which offers a wide range of loan products. The best Indianapolis mortgage lenders don’t just offer conventional loans. They also offer jumbo loans and can help you apply for a variety of government-insured loans, including FHA, VA, and USDA rural home loans. They can connect you with the loan product which will save you the most money and provide you with the most flexibility.
2. Work with a lender that knows the Indianapolis area inside and out. There are a lot of mortgage lenders in Indianapolis, but not all of them have the experience to deliver the highest caliber of service. Look for a mortgage company which is well-established in the area and has the in-depth knowledge and connections needed to get you the lowest rate.
3. Choose a lender which patiently answers all your questions. Buying a home is a complex process. Whether you are purchasing your first home or not, you probably are going to have plenty of questions and concerns along the way. Pick a lender to work with who is willing to take the time to answer all those questions and concerns thoroughly.
4. A good lender should also ask you a lot of questions. Your interaction with a mortgage lender in Indianapolis should start out with a consultation or pre-consultation. During this meeting, you will have a chance to ask your questions—but this is also a time when you should expect the lender or broker to ask you questions as well. A company which asks you a lot of questions is working hard to understand your needs. This means that you can expect to be treated like an individual. The loan you are connected with will serve your needs directly and be tailored to your situation. If you are not asked a lot of questions, you are dealing with a company which is not going to take the time or effort to give you a personalized loan.
5. Try to get pre-approved. If you can find a mortgage company in Indianapolis which is willing to help you get pre-approved for a loan, that will do a lot to facilitate the home-buying process. It will help you find a home which you will be able to afford and will also give you extra bargaining power.
6. Work with an individual or a team based on your needs. You should ask at the outset of the process who your point of contact at the company will be through the process. Will it be just one person, or will you be working with several people? There are pros and cons either way, so which you go with should be up to your personal preference. It is just good to know in advance who you will be relying on to help you through the mortgage process.
7. Pick a company that follows up with you every step of the way. Finally, the right Indianapolis mortgage company should be communicative and transparent from the moment you call to schedule your consultation through to the day you walk into your new home for the first time. And actually, a really solid mortgage company will continue to follow up with you even after the sale is complete. After all, a mortgage is a long-term commitment. Your mortgage company’s commitment to you should be likewise.

At Grandview Lending, We Go the Extra Mile for Our Customers

When you choose Grandview as your mortgage company in Indianapolis, we strive to meet and exceed your expectations. During the pre-consultation, we talk with you to learn about your goals and finances, so we can connect you with a personalized home loan which will help you achieve those goals. We follow up with you throughout the application and sale process and continue to support you long after you have moved into your home.

Please call (317) 255-0062 today if you are ready to schedule your pre-consultation, or even if you just want to ask us some questions. We look forward to helping you apply for a competitive mortgage in Indianapolis.