It has been just a little more than a year ago when I started this blog. When I decided to jump into blogging, I knew I had to have a focus and purpose. What I chose was to use this medium as a way to reach out and create communication to provide some insight into the sometimes confusing and often seemingly complex mortgage industry. This past year I shared the ups and downs (unfortunately more downs than ups), in an attempt to keep you up to date on what’s happening with interest rates, the housing market and some general information I thought would be of interest. I also covered some of the key mortgage terms and discussed – very recently –  some unique, creative types of loans available.

But the purpose of this specific post is to wish each of you a very Merry Christmas. As we all spend time with family and friends – exchanging gifts, sharing meals and enjoying each others’ company, let’s all take a moment to appreciate what we have. No matter our situation, we don’t have to look far to find someone who is less fortunate and possibly even suffering, cold or hungry.  I hope you’ll join me in being ever so thankful for all with which we are blessed. 

Merry Christmas!

Mike Farrell