The Grandview Lending website located at https://grandviewlending.com (the “Site”) is a copyrighted work owned by Grandview Lending (“Company,” “we,” or “us”). Certain features of the Site may be subject to additional guidelines, terms, or rules, which will be posted on the Site in connection with such features. All such additional terms, guidelines, and rules are incorporated by reference into these Terms.
By accessing or using the Site, you agree to these legally binding Terms of Use (“Terms”). You represent that you have the authority to enter into these Terms and that you are at least 18 years of age. If you do not agree to all provisions of these Terms, you must not access or use the Site.
1. Access to the Site
License. Subject to these Terms, Company grants you a non-transferable, non-exclusive, revocable, limited license to access and use the Site solely for your personal, noncommercial purposes.
Restrictions. You may not:
- Sell, rent, lease, transfer, assign, distribute, host, or otherwise commercially exploit the Site.
- Modify, create derivative works from, disassemble, reverse engineer, or attempt to extract the source code of the Site.
- Use the Site to build a similar or competitive website.
- Copy, reproduce, distribute, republish, download, display, post, or transmit any part of the Site, except as expressly permitted herein.
All copyright and proprietary notices on the Site must be retained. Company reserves the right to modify, suspend, or discontinue the Site at any time without notice and will not be liable for any changes, interruptions, or termination of the Site.
Support. Company has no obligation to provide technical support, maintenance, or assistance for the Site.
Intellectual Property. Except for User Content you submit, all intellectual property rights, including copyrights, patents, trademarks, and trade secrets, in the Site and its content are owned by Company or its suppliers. Your access to the Site does not grant you any rights in such intellectual property, except the limited access rights described above.
2. Third-Party Links, Ads, and Other Users
Third-Party Links & Ads. The Site may contain links to third-party websites, services, or advertisements. Company does not control and is not responsible for these links or ads. You access them at your own risk, and the third party’s terms and policies apply.
Other Users. You are solely responsible for any User Content you submit. Company does not control User Content and is not responsible for any loss or damages arising from interactions with other users. Disputes between users must be resolved privately. You release and waive any claims against Company related to User Content.
If you are a California resident, you specifically waive California Civil Code Section 1542 with respect to these releases.
3. Disclaimers
The Site is provided “as-is” and “as-available.” Company and its suppliers disclaim all warranties, whether express, implied, or statutory, including merchantability, fitness for a particular purpose, accuracy, and non-infringement. Company does not guarantee the Site will be uninterrupted, error-free, secure, or free of viruses.
Where applicable law limits disclaimers, such limitations may not apply to you.
4. Limitation of Liability
To the maximum extent permitted by law, Company and its suppliers are not liable for any indirect, incidental, consequential, or punitive damages, including lost profits or data. Your use of the Site is at your own risk.
Notwithstanding the above, Company’s total liability to you under these Terms will not exceed fifty U.S. dollars ($50), regardless of the number of claims.
5. Term and Termination
These Terms remain in effect while you use the Site. Company may suspend or terminate your access at any time for any reason, including violations of these Terms. Upon termination, your Account and rights to use the Site end immediately, and Company will not be liable for deletion of User Content. Sections 1, 2, 3, 4, and 6–10 survive termination.
6. Copyright Policy
Company respects intellectual property rights and will remove infringing content upon notice. To report copyright infringement, provide a written notice including:
- Your physical or electronic signature.
- Identification of the copyrighted work.
- Identification of the infringing material.
- Sufficient information to locate the material.
- Your address, phone number, and email.
- A statement of good faith belief that the use is unauthorized.
- A statement of accuracy under penalty of perjury.
False claims may result in liability under 17 U.S.C. § 512(f).
7. Changes to Terms
We may revise these Terms occasionally. Notice may be provided via email or posting on the Site. Changes become effective 30 days after notification. Continued use of the Site constitutes acceptance of the changes.
8. Dispute Resolution and Arbitration
Arbitration. All disputes arising from these Terms or the Site shall be resolved by binding arbitration on an individual basis. This does not prevent claims in small claims court or emergency equitable relief.
Rules. Arbitration will be administered by the American Arbitration Association (AAA). If the claim is under $10,000, non-appearance arbitration may occur via telephone, online, or written submissions. Arbitrator decisions are final and binding.
Waivers. You waive the right to jury trials and class actions. Arbitration proceedings are confidential. Claims of defamation, CFAA violations, and IP infringement are not subject to arbitration.
Jurisdiction. Where litigation is permitted, parties submit to the courts in Netherlands County, California.
9. Export Compliance
The Site may be subject to U.S. and international export laws. You agree not to export or re-export technical data or products in violation of such laws.
10. Contact and Other Legal Information
Company Address: 8445 Keystone Crossing Blvd, Indianapolis, IN 46240
Phone: (317) 255-0062
Electronic Communications. You consent to receive communications electronically, including notices, agreements, or disclosures.
Entire Agreement. These Terms constitute the entire agreement. Failure to enforce any provision does not waive rights.
Privacy and IP. Your use of the Site is subject to our Privacy Policy. All trademarks, logos, and service marks are owned by Company or third parties and may not be used without permission.
