Protect Your Credit Score – Safeguard Your Online Identity
October 24th, 2012
October 24th, 2012
Unfortunately, we live in a society where identity theft abounds. According to the U.S. Justice Department, about 8.6 million households had at least one member, over the age of 12, who was victimized by identity theft in 2010 – mainly (64.1%) through the misuse or attempted misuse of an existing credit card account. However, thieves are also targeting other types of accounts and information, too, which has led to an increased number of crimes.
When thieves get a hold of your information, they can wreck your credit score by maxing out your credit card(s), and applying for additional credit cards and loans in your name. It may be 60 days before you’re even aware of the theft. By then, it can be a long, difficult process to fix the damage done to your credit report. And in the meantime, you can be denied for additional credit and loans, like a home mortgage, that you may need.
Today, we rely on the Internet a lot for our daily interactions from communicating and socializing to shopping and paying our bills. But, regrettably, there’s no one who’s monitoring the Internet to keep our information safe. Therefore, it’s up to us to do everything we can to make sure our online private information is kept safe and secure.
So, here are some ways you can protect your private information:
Unfortunately, identify theft can cause all sorts of losses – money, time and your sense of security. So be smart when using your Web-enabled devices to keep your credit score protected. To learn more about cyber security, visit www.StaySafeOnline.org.
At Grandview Lending, our priority is protecting your personal information. When you apply for a loan through us, we take every precaution to keep your information confidential. Also, you can rest assured that we never sell your information to any individual or company. We respect your privacy. So you can put your trust in Grandview Lending for all your loan needs.
We provide our clients with exceptional service and integrity which has become our hallmark.